Lubbock Texas Car Insurance Requirements

Reader’s Question:

I would soon register my vehicle here in Lubbock, Texas and I know that I have to get it insured first. What are the minimum amounts of coverage that I would have to purchase for my car insurance?

Earnest

Lubbock, TX

It’s a good thing you know that you have to get your car insured first before you can register it in Lubbock, Texas. Not only car insurance would pay for damages to vehicles in an accident but more importantly, it would also cover medical bills that result from any injuries. The motor vehicle insurance requirements in the state of Texas are relatively simple and straightforward. You should maintain car insurance policy for each vehicle you own and the following minimum amounts of coverage should be provided in your car insurance policy:

-$25,000 for bodily injury or death to one person per accident
-$50,000 for bodily injury or death to two or more persons per accident
-$25,000 for damage or destruction to other property in an accident

This car insurance policy is sometimes being referred to as “25/50/25″ insurance and everyone would know about the extra zeros. Remember that these minimum amounts could not be sufficient to fully protect you from direct financial liability and loss if you are found to be at fault in an accident because these are just the minimum requirements in Texas. Find out how much you can save on your car insurance if you get an online rate quote from car insurance company in Lubbock, Texas from this website.

Tags: auto insurance policy, car insurance, driving without insurance