SR 22 car insurance rates are usually high, but there are several ways that you can get those rates down a bit, and possibly even get rid of the need for SR 22 car insurance, period. The way to do this is to take a defensive driving class. It’s often the case that you can get certain charges such as speeding or DUI dropped if you take a defensive driving class. This does not always work, but it is an option.

Even if you can’t get the need to have SR 22 car insurance dropped, defensive driving classes can still get you better SR 22 car insurance rates. Most car insurance companies offer a rate discount for people who take driving classes, sometimes for as much as ten percent.

These types of classes are available everywhere. For seniors, they can be gotten cheaply from the AARP. There is a traveling defensive driving course geared towards teenagers that is led by a race car driver. Defensive driving courses are given at community colleges and high schools, and you can get a course on DVD from your local video rental shop.