How Do You Buy SR 22 Car Insurance?

Reader question:

So, how do you buy SR 22 car insurance?

Mytai

Thank you for asking, Mytai.

You buy SR 22 car insurance in much the same way that you buy any other type of car insurance coverage. The only difference here is that it is much more difficult to get good rates on SR 22 car insurance than on other types because you start at a higher rate, and it is also harder to find a car insurance company that provides SR 22 car insurance coverage.

First, you need to determine the kind of coverage that you will need. As the holder of SR 22 car insurance, you will want to make this as little an amount as possible. You will probably be extra careful because of the SR 22, so you shouldn’t have to worry about collision coverage. Just go with the state required minimum. Make sure you get a decent amount of coverage in the liability area.

If you are unable to find a company that will issue you SR22 car insurance coverage, then you can join the state’s assigned risk insurance pool. This pool allows you to get car insurance coverage with all of the usual companies even if they had denied you before, but it requires you to pay very high premiums, which will make having SR 22 car insurance even worse. If it is avoidable at all, then avoid it.

Cheers,

Fashun Guadarrama.